NOWPayments
Payments
Crypto payment processing. Deposits arrive over major crypto rails, convert at the quoted rate and credit the wallet on confirmation.
Fiat and crypto
Crypto and fiat in one reconciled ledger
Crypto deposits arrive over major rails at the rate quoted when the player pays, and credit when the network confirms. Fiat arrives through MiFinity. Both settle into one book.
The same rules, two sets of rails
What crypto support means operationally, set beside what fiat support means, so the difference is visible rather than implied.
Fiat
Through MiFinity
- Who processes the payment
- MiFinity, for card and e-wallet payments
- How the amount is pricedThe rate the player is held to is the one shown at the moment they pay.
- In the settlement currency the brand reports in
- When the balance moves
- When the provider confirms the payment
- What the books are kept in
- One settlement currency per brand
- Compliance checked before the money movesThe wallet asks the compliance engine before it credits or releases anything.
- Included
- Real, bonus and locked balances held apart
- Included
- Withdrawals pass a staffed review
- Included
Crypto
Through NOWPayments
- Who processes the payment
- NOWPayments, for deposits over major crypto rails
- How the amount is pricedThe rate the player is held to is the one shown at the moment they pay.
- Converted at the rate quoted at the moment of the deposit
- When the balance moves
- When the transaction confirms on the network, not when it is broadcast
- What the books are kept in
- One settlement currency per brandWhatever the player paid with
- Compliance checked before the money movesThe wallet asks the compliance engine before it credits or releases anything.
- Included
- Real, bonus and locked balances held apart
- Included
- Withdrawals pass a staffed review
- Included
Which assets, which networks and which fiat methods are available depends on the confirmed providers, your licence and the agreed deployment scope. They are settled during discovery rather than promised here.
One ledger, whatever the player paid with
Real, bonus and locked balances sit on one account and reconcile into one set of books, whichever rails they arrived over.
Exactly-once bet settlement
Every bet and win is recorded once, even when a game provider's connection stutters and retries.
Balances held apart
Real, bonus and locked funds are separate states on the same account rather than one blended number.
Deposit and withdrawal visibility
Totals, failures and the net position are visible by currency instead of reconstructed from exports.
Compliance-gated transactions
The wallet checks a player's compliance standing before any money moves in either direction.
Compliance decides before the money moves
Crypto does not get a lighter path through the platform. The same tiered checks, the same audit trail and the same payout review apply to both.
Before a deposit is credited
The player's compliance standing is checked
The wallet asks the compliance engine first, so payments and compliance act as one system rather than two.
The tier decides what is allowed
A five-tier trust model per player, with thresholds configured per brand, evaluated in the account core.
The decision is recorded
Operation, amount, outcome, tier and the policy that produced it all sit on the player record.
Before a withdrawal is sent
Every payout passes a staffed review
The player's compliance profile is shown next to the amount rather than looked up somewhere else.
The whole chain lands on the audit trail
Request, approval, processing and payout appear as separate events in one searchable, tamper-evident stream.
Player protection states apply
Freeze, suspend, ban and self-exclusion are built into the account core rather than bolted on beside it.
The providers behind the rails
Only the technology partners actually wired into the platform. Which of them are open to your brand depends on the agreed deployment.
Crypto
Deposits over major crypto rails, converted at the quoted rate and credited on confirmation.
Fiat and e-wallet
Card and e-wallet payments settled into the same ledger as everything else.
MiFinity
Payments
Fiat payments and e-wallet. MiFinity is the fiat side of the hybrid wallet that sits beside crypto in one reconciled ledger.
Identity and screening
Verification and AML screening behind every compliance decision the wallet reads.
Sumsub
Identity and compliance
Identity verification and AML screening. Every know your customer check and source of funds request on the platform runs through Sumsub.
Bring your payment mix to the conversation
Tell us which assets and methods you take today, which markets you serve, and where reconciliation currently breaks down.
We reply within one working day. Payment processing fees are charged by the payment providers and sit outside what we bill.
